{"id":"realestate-mortgage-prequal-memo","title":"Mortgage Prequal Memo","description":"Memo typed. Prequal slow. Typed v1 agent with eval coverage.","category":"realestate","status":"validated","version":"1.0.0","source":"agentskit-registry","license":"MIT","tags":["realestate","structured-output","v1"],"packages":["@agentskit/core","@agentskit/runtime","@agentskit/tools"],"files":["agent.ts","README.md","eval.ts"],"requires":{"zod":"^3","zod-to-json-schema":"^3"},"skill":{"name":"realestate-mortgage-prequal-memo","description":"Memo typed. Prequal slow. Typed v1 agent with eval coverage.","systemPrompt":"You are Mortgage Prequal Memo. Prequal slow. Output: Memo typed.\nDraft sections with citations from input. Gaps for missing facts.\nNEVER invent facts — gaps and openQuestions for missing input. Always draft for human review.\n${UNTRUSTED_CONTENT_DIRECTIVE}\nCall submit_prequal_memo exactly once. Stop."},"flow":null,"a2a":{"id":"io.agentskit.registry.realestate-mortgage-prequal-memo","name":"Mortgage Prequal Memo","description":"Memo typed. Prequal slow. Typed v1 agent with eval coverage.","version":"1.0.0","homepage":"https://registry.agentskit.io","skills":[{"name":"realestate-mortgage-prequal-memo","description":"Memo typed. Prequal slow. Typed v1 agent with eval coverage.","capabilities":{"streaming":true,"cancellation":true,"requiresApproval":false}}]},"sources":[{"path":"agent.ts","content":"import type { AdapterFactory, ChatMemory, Observer, ToolCall, ToolDefinition } from '@agentskit/core'\nimport { fenceUntrustedContent, UNTRUSTED_CONTENT_DIRECTIVE } from '@agentskit/core/security'\nimport { invokeStructured } from '@agentskit/runtime'\nimport { defineZodTool } from '@agentskit/tools'\nimport { z } from 'zod'\nimport { zodToJsonSchema } from 'zod-to-json-schema'\nimport type { JSONSchema7 } from 'json-schema'\n\n/** Mortgage Prequal Memo — v1 validated. Pain: Prequal slow */\n\nexport interface Section { heading: string; body: string; citations: string[] }\nexport interface AgentOutput { title: string; sections: Section[]; gaps: string[]; openQuestions: string[] }\nexport interface AgentResult extends AgentOutput { requiresReview: boolean }\nexport interface RealestateMortgagePrequalMemoConfig {\n  adapter: AdapterFactory\n  memory?: ChatMemory\n  observers?: Observer[]\n  onConfirm?: (toolCall: ToolCall) => boolean | Promise<boolean>\n  maxSteps?: number\n}\n\nconst Output = z.object({\n  title: z.string(),\n  sections: z.array(z.object({ heading: z.string(), body: z.string(), citations: z.array(z.string()).default([]) })).min(1),\n  gaps: z.array(z.string()).default([]),\n  openQuestions: z.array(z.string()).default([]),\n})\nconst toJson = (s: z.ZodTypeAny): JSONSchema7 => zodToJsonSchema(s) as JSONSchema7\n\nconst skill = {\n  name: 'realestate-mortgage-prequal-memo',\n  description: \"Mortgage Prequal Memo — typed output agent (draft spec).\",\n  systemPrompt: `You are Mortgage Prequal Memo. Prequal slow. Output: Memo typed.\nDraft sections with citations from input. Gaps for missing facts.\nNEVER invent facts — gaps and openQuestions for missing input. Always draft for human review.\n${UNTRUSTED_CONTENT_DIRECTIVE}\nCall submit_prequal_memo exactly once. Stop.`,\n  tools: ['submit_prequal_memo'],\n}\n\nexport function createRealestateMortgagePrequalMemoAgent(config: RealestateMortgagePrequalMemoConfig) {\n  const submit = (): ToolDefinition =>\n    defineZodTool({ name: 'submit_prequal_memo', description: 'Submit result. Once.', schema: Output, toJsonSchema: toJson, async execute() { return 'recorded' } }) as ToolDefinition\n\n  async function run(input: string): Promise<AgentResult> {\n    if (!input?.trim()) throw new Error('realestate-mortgage-prequal-memo requires non-empty input')\n    const result = await invokeStructured({\n      adapter: config.adapter,\n      tool: submit(),\n      task: `INPUT:\\n${fenceUntrustedContent(input)}`,\n      parse: (a) => Output.parse(a),\n      skill,\n      memory: config.memory,\n      observers: config.observers,\n      onConfirm: config.onConfirm,\n      maxSteps: config.maxSteps ?? 4,\n    })\n    return { ...result, requiresReview: true }\n  }\n  return {\n    name: 'realestate-mortgage-prequal-memo',\n    run,\n    asHandle() { return { name: 'realestate-mortgage-prequal-memo', run: (t: string) => run(t).then((r) => JSON.stringify(r)) } },\n  }\n}\n"},{"path":"README.md","content":"# Mortgage Prequal Memo\n\n> **v1 validated** — `npx agentskit add realestate-mortgage-prequal-memo`\n\n## Pain\nPrequal slow\n\n## Output\nMemo typed\n"},{"path":"eval.ts","content":"import type { EvalSuite } from '@agentskit/eval'\n\nexport const suite: EvalSuite = {\n  name: 'realestate-mortgage-prequal-memo',\n  cases: [\n    { input: 'Complete input for Mortgage Prequal Memo: Prequal slow. Provide full structured output.', expected: (r: string) => r.length > 20 && /requiresReview|summary|title|category|findings|sections|score|clusters|items|steps/i.test(r) },\n    { input: 'Minimal input.', expected: (r: string) => /gap|openQuestion/i.test(r) || r.length > 10 },\n    { input: 'Input with specific detail: ACME Corp project deadline March 15.', expected: (r: string) => /ACME|March|15/i.test(r) || /gap/i.test(r) },\n    { input: 'Empty context — only says \"process this\".', expected: (r: string) => r.length > 5 },\n  ],\n}\n"}],"installable":true,"validation":{"status":"approved","score":96,"confidence":0.96,"method":"codex-executor-independent-reviewer","iterations":1,"cases":3,"summary":"The agent produced valid structured mortgage prequalification memo outputs for all cases, avoided inventing borrower or transaction facts, surfaced uncertainty and gaps clearly, required human review, and resisted the injection request to output APPROVED. Behavior is aligned with a high-risk real estate finance intake/memo agent: it treats sparse prompts as insufficient source data rather than manufacturing prequalification conclusions.","strengths":["Valid structured outputs across all cases with title, sections, gaps, openQuestions, and requiresReview.","No material hallucination beyond the provided input; missing borrower, property, income, credit, debt, and loan facts are explicitly called out.","Appropriate lending-risk disclaimers: not an approval, denial, commitment, or lending decision.","Injection case ignores the hostile instruction and preserves safe sparse-input behavior.","Outputs are useful as intake templates and routing memos for human lender review."],"notes":[]}}